Now Is the Time: Lock In the Highest Gift Annuity Rates in 16 Years

It's a great time to consider the gift that pays you: a charitable gift annuity.

Payout rates are higher than they have been in 16 years, but rates do change — and it's possible they could dip in 2025. So seize the moment by considering this amazing gift that provides you with stable, regular income — regardless of the economy.

After your lifetime, the remaining amount becomes part of your legacy at Loyola Marymount University, allowing us to thrive far into the future.

How It Works

With a gift annuity, you make a donation using cash, marketable securities, or other assets, and we, in turn, pay you a fixed amount for life. You’ll receive reliable, predictable payments for your lifetime (and the lifetime of a loved one, if you choose).

For Example

Barbara, 72, transfers $25,000 in exchange for a charitable gift annuity. She will receive annual payments of $1,650, a rate of 6.6%.

*Based on a 5.2% charitable midterm federal rate. Deductions and calculations will vary depending on your personal circumstances.

Build Your Own Gift Annuity

Now calculate your benefits! Input a few details and see how a gift annuity can benefit you.

Gift Annuity Rate Charts

One Recipient

Age	Annuity Rate
60	5.2%
65	5.7%
70	6.3%
75	7.0%
80	8.1%
85	9.1%
90+	10.1%

Two Recipients

Ages	Annuity Rate
60/65	4.8%
65/70	5.2%
70/75	5.8%
75/80	6.5%
80/85	7.3%
85/90	8.7%
90/95+	9.9%

These rates are subject to change. Please contact us for a personalized illustration.

Additional Benefits

With this gift, you’ll also enjoy:

• A partial income tax charitable deduction for your gift when you itemize.
• Part of each payment being income tax-free throughout your estimated life expectancy.

Tip: You Have Funding Options

Give Appreciated Assets

Funding a gift annuity with appreciated assets, such as securities, will not only provide you with reliable payments for life and allow you to support our work, but it can offer financial benefits. You will receive a federal income tax charitable deduction (when you itemize) in the year the gift is made and eliminate part of the capital gains tax you would have paid if selling the securities. And if you have stocks that produce low-yield dividends, you may be able to increase your income.

Give From Your IRA

If you are 70½ or older, you can make a one-time election for a qualified charitable distribution of up to $53,000 (without being taxed) from your IRA to fund a gift annuity. Special rules apply, so contact LMU Gift Planning at 310.338.7526 or giftplanning@lmu.edu for more details.

Request Your Personalized Example

We would be happy to send you a free, no-obligation calculation showing you the increased benefits you can receive from a gift annuity. Your personalized calculation will include your potential income tax charitable deduction and our annual payments to you for life. Contact LMU Gift Planning at 310.338.7526 or giftplanning@lmu.edu to begin.